._mark_1mgbx_1{display:inline-flex;align-items:center;gap:12px}._glyph_1mgbx_7{width:38px;height:38px;flex:none;border-radius:10px;box-shadow:var(--shadow-sm)}._words_1mgbx_15{display:flex;flex-direction:column;font-family:var(--font-display);line-height:1;letter-spacing:-.01em}._line1_1mgbx_23{font-size:1.05rem;font-weight:600;color:var(--ink)}._line2_1mgbx_29{font-size:1.05rem;font-weight:600;color:var(--coral-strong)}._onDark_1mgbx_35 ._line1_1mgbx_23{color:var(--on-dark)}._onDark_1mgbx_35 ._line2_1mgbx_29{color:var(--coral)}._header_iopm3_1{position:sticky;top:0;z-index:50;background:#fbfaf6e0;-webkit-backdrop-filter:saturate(140%) blur(10px);backdrop-filter:saturate(140%) blur(10px);border-bottom:1px solid var(--line)}._bar_iopm3_10{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}._brand_iopm3_18{text-decoration:none;flex:none}._toggle_iopm3_23{display:none;align-items:center;justify-content:center;width:44px;height:44px;border:1px solid var(--line-strong);border-radius:10px;background:var(--paper-raised);color:var(--ink);cursor:pointer}._nav_iopm3_36{display:flex;align-items:center;gap:28px}._navList_iopm3_42{display:flex;align-items:center;gap:22px;list-style:none;margin:0;padding:0}._navLink_iopm3_51{font-size:.98rem;font-weight:500;color:var(--ink-soft);text-decoration:none;padding-block:6px;border-bottom:2px solid transparent}._navLink_iopm3_51:hover{color:var(--ink)}._active_iopm3_64{color:var(--blue);border-bottom-color:var(--coral)}._cta_iopm3_69{padding:11px 18px;font-size:.95rem}@media (max-width: 900px){._toggle_iopm3_23{display:inline-flex}._nav_iopm3_36{position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:8px;padding:16px 24px 24px;background:var(--paper-raised);border-bottom:1px solid var(--line);box-shadow:var(--shadow-md);clip-path:inset(0 0 100% 0);pointer-events:none;transition:clip-path .2s ease}._navOpen_iopm3_96{clip-path:inset(0 0 0 0);pointer-events:auto}._navList_iopm3_42{flex-direction:column;align-items:stretch;gap:4px}._navLink_iopm3_51{padding:12px 4px;border-bottom:1px solid var(--line)}._active_iopm3_64{border-bottom-color:var(--line)}._cta_iopm3_69{margin-top:8px}}._footer_18gdh_1{background:var(--paper-ink);color:var(--on-dark-soft);padding-top:clamp(3rem,6vw,4.5rem)}._top_18gdh_7{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:40px;padding-bottom:2.5rem;border-bottom:1px solid var(--line-on-dark)}._brandCol_18gdh_15{max-width:34ch}._tagline_18gdh_19{margin-top:16px;font-family:var(--font-display);font-size:1.15rem;color:var(--on-dark)}._colHead_18gdh_26{font-family:var(--font-sans);font-size:.78rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--on-dark-soft);margin:0 0 14px}._linksCol_18gdh_36 ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}._linksCol_18gdh_36 a{color:var(--on-dark);text-decoration:none;font-size:.98rem}._linksCol_18gdh_36 a:hover{color:var(--coral)}._legal_18gdh_55{padding-block:2rem 2.5rem;display:flex;flex-direction:column;gap:14px}._disclaimer_18gdh_62{margin:0;font-size:.9rem;line-height:1.6;color:var(--on-dark-soft);max-width:90ch}._disclosure_18gdh_70{margin:0;font-size:.85rem;line-height:1.6;color:var(--on-dark-soft);max-width:90ch}._copy_18gdh_78{margin:0;font-size:.85rem;color:var(--on-dark-soft)}@media (max-width: 780px){._top_18gdh_7{grid-template-columns:1fr 1fr}._brandCol_18gdh_15{grid-column:1 / -1}}._hero_xst50_2{position:relative;overflow:hidden;background:radial-gradient(120% 90% at 88% -10%,rgba(232,93,61,.1),transparent 55%),radial-gradient(90% 80% at 6% 0%,rgba(27,58,91,.08),transparent 55%),var(--paper);border-bottom:1px solid var(--line)}._heroInner_xst50_12{padding-block:clamp(3.5rem,8vw,6.5rem);max-width:62rem}._heroLede_xst50_17{max-width:54ch;font-size:1.32rem;margin-bottom:2rem}._heroActions_xst50_23{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:1.75rem}._heroNote_xst50_30{max-width:60ch;font-size:.98rem;color:var(--ink-faint);border-left:3px solid var(--line-strong);padding-left:14px;margin:0}._independence_xst50_40{background:var(--blue);color:var(--on-dark)}._independenceInner_xst50_45{display:flex;align-items:center;gap:18px;padding-block:20px}._independenceInner_xst50_45 p{margin:0;font-size:1.05rem;color:var(--on-dark)}._indMark_xst50_58{font-family:var(--font-display);font-size:2rem;line-height:1;color:var(--coral);flex:none}._pillars_xst50_67{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:2.5rem}._pillar_xst50_67{display:flex;flex-direction:column;gap:10px;background:var(--paper-raised);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm)}._pillar_xst50_67 h3{margin:0}._pillar_xst50_67 p{margin:0;color:var(--ink-soft)}._pillarExample_xst50_94{font-family:var(--font-display);font-style:italic;color:var(--blue)!important;border-top:1px solid var(--line);padding-top:12px;margin-top:4px!important}._textLink_xst50_103{margin-top:auto;font-weight:600;text-decoration:none;color:var(--coral-strong)}._textLink_xst50_103:hover{color:var(--coral)}._categoriesSection_xst50_115{background:var(--paper-sunken);border-block:1px solid var(--line)}._categoryGrid_xst50_120{list-style:none;margin:2.5rem 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}._categoryCard_xst50_129{display:flex;flex-direction:column;gap:6px;height:100%;background:var(--paper-raised);border:1px solid var(--line);border-radius:var(--radius);padding:20px;text-decoration:none;transition:transform .12s ease,border-color .15s ease,box-shadow .15s ease}._categoryCard_xst50_129:hover{transform:translateY(-2px);border-color:var(--coral);box-shadow:var(--shadow-md)}._categoryName_xst50_151{font-family:var(--font-display);font-size:1.08rem;font-weight:600;color:var(--ink)}._categoryBlurb_xst50_158{font-size:.92rem;color:var(--ink-soft)}._methodInner_xst50_164{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}._methodText_xst50_171 p{color:var(--ink-soft);max-width:44ch;margin-bottom:1.5rem}._criteria_xst50_177{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}._criterion_xst50_185{display:flex;gap:20px;padding:22px 0;border-top:1px solid var(--line)}._criterion_xst50_185:first-child{border-top:none;padding-top:0}._criterion_xst50_185 h3{margin:0 0 4px;font-size:1.15rem}._criterion_xst50_185 p{margin:0;color:var(--ink-soft)}._criterionNum_xst50_207{font-family:var(--font-display);font-size:1.15rem;font-weight:600;color:var(--coral-strong);flex:none;padding-top:2px}._latestSection_xst50_217{background:var(--paper-sunken);border-block:1px solid var(--line)}._latestGrid_xst50_222{list-style:none;margin:2rem 0 0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px}._latestCard_xst50_231{display:block;background:var(--paper-raised);border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-decoration:none;transition:transform .12s ease,border-color .15s ease,box-shadow .15s ease}._latestCard_xst50_231:hover{transform:translateY(-2px);border-color:var(--coral);box-shadow:var(--shadow-md)}._latestCardEyebrow_xst50_250{font-size:.76rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--coral-strong)}._latestCard_xst50_231 h3{margin:4px 0 0;font-size:1.15rem}._latestCard_xst50_231 p{margin:0;color:var(--ink-soft);font-size:.95rem}._latestActions_xst50_269{display:flex;flex-wrap:wrap;gap:14px;margin-top:1.75rem}._faqInner_xst50_277{display:grid;grid-template-columns:.7fr 1.3fr;gap:48px;align-items:start}._faqList_xst50_284{display:flex;flex-direction:column}._faqItem_xst50_289{border-top:1px solid var(--line)}._faqItem_xst50_289:last-child{border-bottom:1px solid var(--line)}._faqItem_xst50_289 summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 0;cursor:pointer;list-style:none;font-family:var(--font-display);font-size:1.15rem;font-weight:600;color:var(--ink)}._faqItem_xst50_289 summary::-webkit-details-marker{display:none}._faqChevron_xst50_315{flex:none;width:12px;height:12px;border-right:2px solid var(--coral-strong);border-bottom:2px solid var(--coral-strong);transform:rotate(45deg);transition:transform .2s ease}._faqItem_xst50_289[open] ._faqChevron_xst50_315{transform:rotate(-135deg)}._faqItem_xst50_289 p{margin:0;padding:0 0 22px;color:var(--ink-soft);max-width:70ch}._closer_xst50_337{background:var(--paper-ink);color:var(--on-dark)}._closerInner_xst50_342{padding-block:clamp(3.5rem,7vw,5.5rem);text-align:center;max-width:60rem}._closerInner_xst50_342 h2{color:var(--on-dark)}._closerInner_xst50_342 p{color:var(--on-dark-soft);font-size:1.15rem;max-width:62ch;margin-inline:auto;margin-bottom:2rem}._closerActions_xst50_360{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}@media (max-width: 960px){._pillars_xst50_67{grid-template-columns:1fr}._categoryGrid_xst50_120{grid-template-columns:repeat(2,1fr)}._methodInner_xst50_164,._faqInner_xst50_277{grid-template-columns:1fr;gap:32px}}@media (max-width: 520px){._categoryGrid_xst50_120{grid-template-columns:1fr}}._head_rpm0x_1{background:radial-gradient(90% 80% at 92% -20%,rgba(232,93,61,.08),transparent 55%),var(--paper);border-bottom:1px solid var(--line)}._headInner_rpm0x_8{padding-block:clamp(3rem,6vw,4.5rem);max-width:60rem}._headInner_rpm0x_8 h1{margin-bottom:.5rem}._headInner_rpm0x_8 ._lede_rpm0x_17{max-width:60ch}._prose_rpm0x_21{padding-block:clamp(3rem,6vw,4.5rem)}._proseInner_rpm0x_25{max-width:46rem}._proseInner_rpm0x_25 h2{margin-top:2.5rem}._proseInner_rpm0x_25 h2:first-child{margin-top:0}._proseInner_rpm0x_25 ul{color:var(--ink-soft)}._proseInner_rpm0x_25 li{margin-bottom:.5rem}._callout_rpm0x_45{border:1px solid var(--line-strong);border-left:4px solid var(--coral);background:var(--paper-raised);border-radius:var(--radius-sm);padding:20px 22px;margin:2rem 0}._callout_rpm0x_45 p{margin:0;color:var(--ink-soft)}._center_rpm0x_59{text-align:center;padding-block:clamp(4rem,10vw,7rem);max-width:46rem}._center_rpm0x_59 ._actions_rpm0x_65{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:1.5rem}._grid_1uyrj_1{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:20px}._card_1uyrj_10{display:flex;flex-direction:column;gap:8px;height:100%;background:var(--paper-raised);border:1px solid var(--line);border-radius:var(--radius);padding:26px;text-decoration:none;transition:transform .12s ease,border-color .15s ease,box-shadow .15s ease}._card_1uyrj_10:hover{transform:translateY(-2px);border-color:var(--coral);box-shadow:var(--shadow-md)}._cardEyebrow_1uyrj_32{font-size:.76rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--coral-strong)}._card_1uyrj_10 h2{margin:4px 0 0;font-size:1.3rem}._card_1uyrj_10 p{margin:0;color:var(--ink-soft);font-size:.98rem}._cardMeta_1uyrj_51{margin-top:auto;padding-top:12px;font-size:.85rem;color:var(--ink-faint)}@media (max-width: 720px){._grid_1uyrj_1{grid-template-columns:1fr}}._wrap_er6te_1{margin-top:3rem}._list_er6te_5{display:flex;flex-direction:column;margin-top:1.5rem}._item_er6te_11{border-top:1px solid var(--line)}._item_er6te_11:last-child{border-bottom:1px solid var(--line)}._item_er6te_11 summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 0;cursor:pointer;list-style:none;font-family:var(--font-display);font-size:1.08rem;font-weight:600;color:var(--ink)}._item_er6te_11 summary::-webkit-details-marker{display:none}._chevron_er6te_37{flex:none;width:11px;height:11px;border-right:2px solid var(--coral-strong);border-bottom:2px solid var(--coral-strong);transform:rotate(45deg);transition:transform .2s ease}._item_er6te_11[open] ._chevron_er6te_37{transform:rotate(-135deg)}._item_er6te_11 p{margin:0;padding:0 0 20px;color:var(--ink-soft);max-width:75ch}._callout_15u7e_1{border:1px solid var(--line-strong);border-left:4px solid var(--blue);background:var(--blue-tint);border-radius:var(--radius-sm);padding:18px 22px;margin:2.5rem 0}._callout_15u7e_1 p{margin:0;font-size:.95rem;line-height:1.6;color:var(--ink-soft)}._head_1ppxc_1{background:radial-gradient(90% 80% at 92% -20%,rgba(232,93,61,.08),transparent 55%),var(--paper);border-bottom:1px solid var(--line)}._headInner_1ppxc_8{padding-block:clamp(2.75rem,6vw,4rem);max-width:52rem}._headInner_1ppxc_8 h1{margin-bottom:.75rem}._byline_1ppxc_17{margin:0;color:var(--ink-faint);font-size:.95rem}._body_1ppxc_23{max-width:46rem;padding-block:clamp(2.5rem,5vw,4rem)}._tldr_1ppxc_28{background:var(--coral-tint);border:1px solid var(--line-strong);border-radius:var(--radius);padding:22px 24px;margin-bottom:2.5rem}._tldrLabel_1ppxc_36{font-family:var(--font-sans);font-size:.78rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--coral-strong);margin:0 0 8px}._tldr_1ppxc_28 p:last-child{margin:0;color:var(--ink)}._section_1ppxc_51{margin-top:3rem}._section_1ppxc_51 p,._section_1ppxc_51 li{color:var(--ink-soft)}._tableScroll_1ppxc_61{overflow-x:auto;margin:1.5rem 0;border:1px solid var(--line);border-radius:var(--radius-sm)}._table_1ppxc_61{width:100%;border-collapse:collapse;font-size:.92rem;min-width:720px}._table_1ppxc_61 th,._table_1ppxc_61 td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}._table_1ppxc_61 thead th{background:var(--paper-sunken);font-family:var(--font-sans);font-size:.78rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-soft)}._table_1ppxc_61 tbody th{font-family:var(--font-display);font-weight:600;color:var(--ink);white-space:nowrap}._table_1ppxc_61 tbody tr:last-child td,._table_1ppxc_61 tbody tr:last-child th{border-bottom:none}._tableNote_1ppxc_105{font-size:.92rem;color:var(--ink-faint)!important}._firmList_1ppxc_111{list-style:none;margin:1.5rem 0 0;padding:0;display:flex;flex-direction:column;gap:22px}._firmCard_1ppxc_120{border:1px solid var(--line);border-radius:var(--radius);background:var(--paper-raised);padding:26px 28px;scroll-margin-top:90px}._firmCard_1ppxc_120 h3{margin-bottom:4px}._firmRank_1ppxc_132{color:var(--coral-strong)}._firmSite_1ppxc_136{display:inline-block;font-size:.88rem;color:var(--ink-faint);text-decoration:none;margin-bottom:14px}._firmSite_1ppxc_136:hover{color:var(--coral-strong)}._firmCard_1ppxc_120 h4{font-family:var(--font-sans);font-size:.82rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--ink);margin:1.25rem 0 .5rem}._prosCons_1ppxc_158{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:1.25rem}._prosLabel_1ppxc_165{color:var(--pos)!important}._consLabel_1ppxc_169{color:var(--neg)!important}._rubric_1ppxc_174{list-style:none;margin:1.5rem 0;padding:0;display:flex;flex-direction:column;gap:14px}._rubric_1ppxc_174 li{display:flex;gap:16px;align-items:baseline}._rubricWeight_1ppxc_189{flex:none;font-family:var(--font-display);font-weight:700;color:var(--coral-strong);min-width:3.2ch}._rubric_1ppxc_174 li div{color:var(--ink-soft)}._chooseIf_1ppxc_202{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}._chooseIf_1ppxc_202 li{border-left:3px solid var(--blue);padding-left:16px}._chooseIf_1ppxc_202 strong{color:var(--ink)}._backLink_1ppxc_220{margin-top:3rem}._backLink_1ppxc_220 a{font-weight:600;text-decoration:none}@media (max-width: 720px){._prosCons_1ppxc_158{grid-template-columns:1fr;gap:4px}}:root{--paper: #fbfaf6;--paper-raised: #ffffff;--paper-sunken: #f3efe6;--paper-ink: #14263a;--ink: #171a1f;--ink-soft: #4b515c;--ink-faint: #767c88;--on-dark: #f4f2ec;--on-dark-soft: #b9c3cf;--blue: #1b3a5b;--blue-strong: #12293f;--blue-tint: #eaf0f6;--coral: #e85d3d;--coral-strong: #cf4a2c;--coral-tint: #fdeee9;--pos: #157a52;--neg: #b23b2e;--gold: #c9922b;--line: #e5dfd2;--line-strong: #d6cfbe;--line-on-dark: rgba(244, 242, 236, .16);--shadow-sm: 0 1px 2px rgba(20, 23, 28, .06);--shadow-md: 0 10px 30px -12px rgba(18, 41, 63, .28);--font-display: "Fraunces", Georgia, "Times New Roman", serif;--font-sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--container: 1120px;--radius-sm: 8px;--radius: 14px;--radius-lg: 22px;--focus: #1f6feb}*{box-sizing:border-box}html{scroll-behavior:smooth}@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--font-sans);font-size:1.0625rem;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}h1,h2,h3,h4{font-family:var(--font-display);font-weight:600;line-height:1.12;letter-spacing:-.01em;color:var(--ink);margin:0 0 .5em;text-wrap:balance}h1{font-size:clamp(2.4rem,5.4vw,3.7rem);font-weight:600}h2{font-size:clamp(1.7rem,3.4vw,2.4rem)}h3{font-size:1.28rem}p{margin:0 0 1rem}a{color:var(--blue);text-underline-offset:3px;text-decoration-thickness:1.5px}a:hover{color:var(--coral-strong)}ul,ol{margin:0 0 1rem;padding-left:1.2rem}img,svg{max-width:100%}:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:4px}.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:24px}.section{padding-block:clamp(3.5rem,7vw,6rem)}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-sans);font-size:.78rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--coral-strong);margin:0 0 1rem}.lede{font-size:1.2rem;color:var(--ink-soft);max-width:46ch}.skip-link{position:absolute;left:16px;top:-60px;z-index:100;background:var(--blue);color:var(--on-dark);padding:10px 16px;border-radius:var(--radius-sm);text-decoration:none;transition:top .15s ease}.skip-link:focus{top:16px;color:var(--on-dark)}.btn{--btn-bg: var(--blue);--btn-fg: var(--on-dark);display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--font-sans);font-weight:600;font-size:1rem;line-height:1;padding:14px 22px;border-radius:999px;border:1.5px solid transparent;background:var(--btn-bg);color:var(--btn-fg);text-decoration:none;cursor:pointer;transition:transform .12s ease,background .15s ease,box-shadow .15s ease}.btn:hover{transform:translateY(-1px);color:var(--btn-fg)}.btn--accent{--btn-bg: var(--coral)}.btn--accent:hover{--btn-bg: var(--coral-strong)}.btn--ghost{--btn-bg: transparent;--btn-fg: var(--blue);border-color:var(--line-strong)}.btn--ghost:hover{--btn-bg: var(--paper-sunken);--btn-fg: var(--blue-strong)}.visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}